Advanced Capital Solutions Reviews – Are You Being Harassed by ACS?


Despite being a legitimate debt collection agency Advanced Capital Solutions (ACS) has been accused of shady tactics by consumers. These allegations have resulted in them being sued by the Federal Trade Commission for violations of the Fair Debt Collection Practices Act. If you are being harassed by ACS it is important to know your rights and what steps you can take to get the calls to stop.

ACS is a debt collection agency that buys and collects consumer debts. They operate nationally and are licensed to collect debt in all 50 states. If you owe money to a creditor that has been assigned to ACS, it will be reported to the major credit reporting agencies (Experian, TransUnion, and Equifax). This is why it’s important to check your credit reports regularly. You should be able to identify any debts that are in collection by seeing them listed under “Collections” on your report.

If you do find a debt listed under collections by ACS, you should contact them to dispute it. You can also call Credit Sage to have it removed from your credit report for free, as long as you don’t pay the debt. You should also be aware that if you are making payments towards the debt, it may be reported to the credit bureaus. This can have a negative impact on your credit score.

Some of the complaints that have been filed against ACS include:

Debt Collector Harassment

Debt collection harassment is not uncommon and can cause severe damage to your life. The constant calls and threats can interfere with your personal and professional life. If you are being harassed by debt collectors, you should consider hiring a debt harassment attorney to fight for your rights. They can help you to get the debt collection calls to stop and help you to receive compensation for any damages caused by the debt collector.

When a debt collector contacts you, it is important to be polite and respectful. It is against the law for a debt collector to threaten you with violence, use profanity, or call you at work. They must also honor your request to not be contacted again, especially if you have stated this in writing. In addition, they must not reveal any personal information about you to third parties unless you have given permission to do so.

If you are being harassed by a debt collector, you have a right to ask them to validate the debt that they claim you owe. This is required by the FDCPA and must be done in writing within 5 days. If they cannot validate the debt, then they must stop attempting to collect on it.

Whether or not you are behind on your debt, it is important to understand your rights and the laws that protect you from being harassed. If you feel that a debt collector has violated your rights, it is possible to sue them for statutory damages up to $1,000 plus court fees and attorney’s fees.  advanced capital solutions reviews