BMW Financial Customer Service


BMW Financial Customer Service provides automobile leasing and loan financing to customers in North America. It also offers a number of unique products to help BMW customers enjoy their cars even more.

Several factors determine eligibility for BMW leases and loans, including credit score, income, and down payment size. Moreover, repeat customers may qualify for incentives such as extra mileage or waiving of fees on lease deals.

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BMW Financial Services provides auto financing for buyers and lessees of BMW cars and SAVs. The company also offers car insurance and other related products. You can apply for a BMW loan online or go the more traditional route and visit a dealership where the auto loans and lease contracts are handled as part of the buying process.

BMW FS is headquartered in Columbus, Ohio. The company is located in the Grandview community, a walkable and bikeable neighborhood that features a variety of restaurants, sidewalk cafes, local boutiques, and independent craft breweries.

BMW FS operates worldwide, providing loans and leasing to customers of the BMW brand as well as other vehicles manufactured by the parent company, including Mini and Rolls-Royce Motor Cars. The company also provides credit cards and other financial products to its customers. Its associates enjoy a workplace that emphasizes teamwork and a focus on values and engagement. The company supports local community initiatives and contributes to charitable causes.

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It’s not uncommon for car manufacturers to have their own internal financing company, and BMW is no exception. The division, called BMW Financial Services (BMW FS), offers car loans and leases for the BMW brand and other brands in the group, such as Mini and Rolls-Royce Motor Cars.

It also provides services to BMW dealers, enhancing their capabilities and helping them better serve customers. BMW FS is a highly collaborative workplace, focused on building a culture of trust and values.

Whether you want to finance or lease a BMW, the company can offer many incentives and special programs to help you get started. These can include dealer contribution on a lease, reduced interest rates for military personnel and students, and more. In addition, the company may report your payment history to credit bureaus, which can help you improve your credit score over time. For more information, talk with a finance specialist at your local BMW dealership.

Get Pre-Approved

It’s easy to get pre-approved for BMW financing online, making it a quick and convenient way to find out what type of loan you qualify for before visiting a dealership. One thing to keep in mind, though, is that BMW Financial Services charges a prepayment fee. This is something to be aware of, because paying off your loan sooner will save you money on interest.

It’s not unusual for large car manufacturers to have their own financing operations. The Bayerische Motoren Werke AG (commonly known as BMW) is no exception, having opened BMW Financial Services in 1991 to offer loans and lease contracts. Its perks and programs can make owning a BMW more accessible than ever, with rebates on adaptive equipment and special leasing deals. However, it’s worth shopping around to see if you can find a better auto loan with another lender.

Find a Dealer

Known formally as BMW Bank GmbH, the finance arm of Bayerische Motoren Werke AG (commonly referred to as BMW) helps buyers and lessees acquire new cars. Like many automakers, BMW FS offers various financing incentives to attract new customers, including 0.00% APR deals and waivers of certain fees on lease contracts. The company also provides competitive rates for borrowers with strong credit scores and the ability to buy or lease a new car outright.

BMW Financial Services offers the convenience of applying for financing online, allowing you to see what type of car you qualify for before visiting a dealership. You can even get pre-approved for a loan before you shop, giving you peace of mind and helping you to negotiate a better deal. Additionally, BMW FS can help you with other tasks such as valuing your trade, submitting inspections at the end of your lease, and making transitions to your next car. The company’s rates fall within the limits of The Military Lending Act, making it a great choice for active duty service members. BMW Financial Customer Service